fix: preserve reset countdown minutes

[MemberIT]

Summary

Render provider-supplied reset timestamps to minute precision as DdHhMm on every human-facing quota surface. The shared formatter preserves hours and minutes throughout longer windows, rounds partial minutes up, and wraps value rows when needed so exact reset data does not truncate provider/account labels.

Linked Issue

Fixes #238

OpenCode Validation

• Current production released OpenCode version tested: 1.18.23
• Why this version is relevant to the fix: the local TUI plugin was loaded through OpenCode 1.18.23 and /quota was registered from the built package.

Quality Checklist

• I ran pnpm run typecheck
• I ran pnpm run build
• I ran pnpm test
• This change is focused and avoids unrelated behavior changes
• I updated or added tests when behavior changed
• I updated docs when user-facing workflow, command, or config behavior changed
• For provider changes, I followed Provider Changes, or this does not apply

pnpm verify passed locally: Biome, pinned TypeScript/history checks, typecheck, build, 181 test files / 2174 tests, four-surface parity, and package-content verification.