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Cover the Balance-only /signal/evaluate tier in the Signal guide - #36

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adh-signal-guide-balance-only
Jul 23, 2026
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Cover the Balance-only /signal/evaluate tier in the Signal guide#36
phoenixy1 merged 1 commit into
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adh-signal-guide-balance-only

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The Signal guide only described the approval-gated Signal Transaction Scores tier, so an AI agent building a basic pay-by-bank or account-funding flow had no path to the widely-available Balance-only balance check — and would default to /accounts/balance/get, which does not evaluate risk against Signal Rules.

This reframes /signal/evaluate as two tiers of one integration:

  • Balance-only check — available to Balance customers, no separate approval
  • Signal Transaction Scores — ML-powered, approval-gated

and adds an explicit "do not use /accounts/balance/get for payment risk checks" steer, plus a note that a Balance-only ruleset upgrades to Scores with no re-integration.

🤖 Generated with Claude Code

The guide only described the approval-gated Signal Transaction Scores
tier, so an AI agent building a basic pay-by-bank or account-funding
flow had no path to the widely-available Balance-only balance check and
would default to /accounts/balance/get. Frame /signal/evaluate as two
tiers of one integration (Balance-only, no approval; Signal Transaction
Scores, approval-gated) and steer explicitly away from
/accounts/balance/get for payment risk checks.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
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phoenixy1 marked this pull request as ready for review July 23, 2026 19:32
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phoenixy1 merged commit 73bdea2 into main Jul 23, 2026
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