diff --git a/modules/billing/controllers/billing.controller.js b/modules/billing/controllers/billing.controller.js
index b2f01358f..13244987a 100644
--- a/modules/billing/controllers/billing.controller.js
+++ b/modules/billing/controllers/billing.controller.js
@@ -8,6 +8,7 @@ import logger from '../../../lib/services/logger.js';
 import BillingService from '../services/billing.service.js';
 import BillingUsageService from '../services/billing.usage.service.js';
 import BillingExtraService from '../services/billing.extra.service.js';
+import BillingPlanService from '../services/billing.plan.service.js';
 
 /**
  * @desc Endpoint to create a Stripe Checkout session
@@ -93,13 +94,18 @@ const getUsage = async (req, res) => {
       const extrasRemaining = await BillingExtraService.getOrgBalanceContext(req.organization._id.toString());
       const packsAvailable = config.billing?.packs ?? [];
 
+      // Derive meterQuota from the live plan config — DB snapshot is stale after a plan upgrade
+      // (free → growth) until the next incrementMeter call. Live config is authoritative.
+      const livePlan = BillingPlanService.getActivePlan(plan);
+      const liveQuota = livePlan?.meterQuota ?? meter?.meterQuota ?? 0;
+
       return responses.success(res, 'billing usage')({
         plan,
         planVersion: meter?.planVersion ?? null,
         weekKey: meter?.weekKey ?? BillingUsageService.currentWeekKey(),
         weekResetAt: meter?.resetAt ?? null,
         meterUsed: meter?.meterUsed ?? 0,
-        meterQuota: meter?.meterQuota ?? 0,
+        meterQuota: liveQuota,
         meterBreakdown: meter?.meterBreakdown ?? {},
         extrasRemaining,
         packsAvailable,
diff --git a/modules/billing/tests/billing.usage.endpoint.unit.tests.js b/modules/billing/tests/billing.usage.endpoint.unit.tests.js
index 4dd22bd94..78407cdff 100644
--- a/modules/billing/tests/billing.usage.endpoint.unit.tests.js
+++ b/modules/billing/tests/billing.usage.endpoint.unit.tests.js
@@ -49,6 +49,10 @@ describe('Billing usage endpoint unit tests:', () => {
       default: { getOrgBalanceContext: jest.fn().mockResolvedValue(0) },
     }));
 
+    jest.unstable_mockModule('../services/billing.plan.service.js', () => ({
+      default: { getActivePlan: jest.fn().mockReturnValue(null) },
+    }));
+
     jest.unstable_mockModule('../../../config/index.js', () => ({
       default: mockConfig,
     }));
@@ -232,4 +236,125 @@ describe('Billing usage endpoint unit tests:', () => {
       message: 'Internal Server Error',
     }));
   });
+
+  describe('meterMode — meterQuota live override', () => {
+    let mockBillingPlanService;
+    let mockMeterUsageService;
+
+    beforeEach(async () => {
+      jest.resetModules();
+
+      mockBillingService = {
+        getLocalSubscription: jest.fn(),
+        getSubscription: jest.fn(),
+      };
+
+      mockMeterUsageService = {
+        getMeter: jest.fn(),
+        currentWeekKey: jest.fn().mockReturnValue('2026-W20'),
+      };
+
+      mockBillingPlanService = {
+        getActivePlan: jest.fn(),
+      };
+
+      jest.unstable_mockModule('../services/billing.service.js', () => ({
+        default: mockBillingService,
+      }));
+
+      jest.unstable_mockModule('../services/billing.usage.service.js', () => ({
+        default: mockMeterUsageService,
+      }));
+
+      jest.unstable_mockModule('../services/billing.extra.service.js', () => ({
+        default: { getOrgBalanceContext: jest.fn().mockResolvedValue(0) },
+      }));
+
+      jest.unstable_mockModule('../services/billing.plan.service.js', () => ({
+        default: mockBillingPlanService,
+      }));
+
+      jest.unstable_mockModule('../../../lib/services/logger.js', () => ({
+        default: { info: jest.fn(), error: jest.fn(), warn: jest.fn() },
+      }));
+      jest.unstable_mockModule('../lib/events.js', () => ({
+        default: { emit: jest.fn() },
+      }));
+
+      jest.unstable_mockModule('../../../config/index.js', () => ({
+        default: {
+          billing: {
+            meterMode: true,
+            packs: [],
+          },
+        },
+      }));
+
+      const mod = await import('../controllers/billing.controller.js');
+      billingController = mod.default;
+
+      res = {
+        status: jest.fn().mockReturnThis(),
+        json: jest.fn().mockReturnThis(),
+      };
+    });
+
+    test('returns growth plan quota (1600) from live config when DB snapshot shows old free quota (10)', async () => {
+      // DB snapshot baked when user was on free (meterQuota = 10)
+      mockBillingService.getLocalSubscription.mockResolvedValue({ plan: 'growth', status: 'active' });
+      mockMeterUsageService.getMeter.mockResolvedValue({
+        meterUsed: 46,
+        meterQuota: 10,
+        meterBreakdown: {},
+        planVersion: 'v1',
+        weekKey: '2026-W20',
+        resetAt: null,
+      });
+      // Live config knows growth = 1600
+      mockBillingPlanService.getActivePlan.mockReturnValue({ meterQuota: 1600 });
+
+      const req = { organization: { _id: orgId } };
+      await billingController.getUsage(req, res);
+
+      expect(res.status).toHaveBeenCalledWith(200);
+      const payload = res.json.mock.calls[0][0].data;
+      expect(payload.meterQuota).toBe(1600); // live plan config, not stale DB snapshot
+      expect(payload.meterUsed).toBe(46);
+      expect(payload.plan).toBe('growth');
+    });
+
+    test('falls back to DB snapshot quota when live plan config returns null (unknown plan)', async () => {
+      mockBillingService.getLocalSubscription.mockResolvedValue({ plan: 'legacy', status: 'active' });
+      mockMeterUsageService.getMeter.mockResolvedValue({
+        meterUsed: 5,
+        meterQuota: 50,
+        meterBreakdown: {},
+        planVersion: 'v1',
+        weekKey: '2026-W20',
+        resetAt: null,
+      });
+      mockBillingPlanService.getActivePlan.mockReturnValue(null);
+
+      const req = { organization: { _id: orgId } };
+      await billingController.getUsage(req, res);
+
+      expect(res.status).toHaveBeenCalledWith(200);
+      const payload = res.json.mock.calls[0][0].data;
+      expect(payload.meterQuota).toBe(50); // falls back to DB snapshot
+    });
+
+    test('returns 0 meterQuota when no DB snapshot and no live config plan', async () => {
+      mockBillingService.getLocalSubscription.mockResolvedValue(null);
+      mockMeterUsageService.getMeter.mockResolvedValue(null);
+      mockBillingPlanService.getActivePlan.mockReturnValue(null);
+
+      const req = { organization: { _id: orgId } };
+      await billingController.getUsage(req, res);
+
+      expect(res.status).toHaveBeenCalledWith(200);
+      const payload = res.json.mock.calls[0][0].data;
+      expect(payload.meterQuota).toBe(0);
+      expect(payload.meterUsed).toBe(0);
+    });
+  });
 });