diff --git a/python/coinbase-agentkit/changelog.d/fix-x402-v2-discovery-description.bugfix.md b/python/coinbase-agentkit/changelog.d/fix-x402-v2-discovery-description.bugfix.md
new file mode 100644
index 000000000..03dc1a39a
--- /dev/null
+++ b/python/coinbase-agentkit/changelog.d/fix-x402-v2-discovery-description.bugfix.md
@@ -0,0 +1 @@
+Fixed x402 discovery filtering to read the description of v2 resources from the discovery API's top-level `description` field, falling back to `metadata.description` and then `accepts[].description`
diff --git a/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/constants.py b/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/constants.py
index f1e40fdc8..2c587ca38 100644
--- a/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/constants.py
+++ b/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/constants.py
@@ -58,6 +58,8 @@ class DiscoveryResource(TypedDict, total=False):
     url: str
     resource: str
     type: str
+    # v2: the discovery API returns description as a top-level field on the resource.
+    description: str
     metadata: dict
     accepts: list[PaymentOption]
     x402_version: int
diff --git a/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/utils.py b/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/utils.py
index da85989c2..38a907efe 100644
--- a/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/utils.py
+++ b/python/coinbase-agentkit/coinbase_agentkit/action_providers/x402/utils.py
@@ -196,7 +196,10 @@ def _get_resource_description(resource: DiscoveryResource) -> str:
     """Extract description from a resource based on its x402 version.
 
     - v1: description is in accepts[].description
-    - v2: description is in metadata.description
+    - v2: the discovery API returns description as a top-level field on the
+      resource; metadata.description and accepts[].description are checked
+      as fallbacks for resources published under an older or non-standard
+      v2 shape.
 
     Args:
         resource: The discovery resource
@@ -207,9 +210,21 @@ def _get_resource_description(resource: DiscoveryResource) -> str:
     """
     x402_version = resource.get("x402_version", resource.get("x402Version"))
     if x402_version == 2:
+        top_level_desc = resource.get("description")
+        if isinstance(top_level_desc, str) and top_level_desc.strip():
+            return top_level_desc
+
         metadata = resource.get("metadata", {})
         metadata_desc = metadata.get("description") if metadata else None
-        return metadata_desc if isinstance(metadata_desc, str) else ""
+        if isinstance(metadata_desc, str) and metadata_desc.strip():
+            return metadata_desc
+
+        accepts = resource.get("accepts", [])
+        for option in accepts:
+            desc = option.get("description", "")
+            if desc and desc.strip():
+                return desc
+        return ""
 
     # v1: look in accepts[].description
     accepts = resource.get("accepts", [])
@@ -224,7 +239,8 @@ def filter_by_description(resources: list[DiscoveryResource]) -> list[DiscoveryR
     """Filter resources by having a valid description.
 
     Removes resources with empty or default descriptions.
-    Supports both v1 (accepts[].description) and v2 (metadata.description) formats.
+    Supports both v1 (accepts[].description) and v2 (description, with
+    metadata.description and accepts[].description as fallbacks) formats.
 
     Args:
         resources: Array of discovery resources
@@ -278,7 +294,8 @@ def filter_by_keyword(
     """Filter resources by keyword appearing in description or URL.
 
     Case-insensitive search.
-    Supports both v1 (accepts[].description) and v2 (metadata.description) formats.
+    Supports both v1 (accepts[].description) and v2 (description, with
+    metadata.description and accepts[].description as fallbacks) formats.
 
     Args:
         resources: Array of discovery resources
diff --git a/python/coinbase-agentkit/tests/action_providers/x402/test_utils.py b/python/coinbase-agentkit/tests/action_providers/x402/test_utils.py
new file mode 100644
index 000000000..9c08adc02
--- /dev/null
+++ b/python/coinbase-agentkit/tests/action_providers/x402/test_utils.py
@@ -0,0 +1,89 @@
+"""Tests for x402 action provider utility functions."""
+
+from coinbase_agentkit.action_providers.x402.utils import filter_by_description
+
+
+def test_filter_by_description_keeps_v2_top_level_description():
+    """A v2 resource with a top-level description is kept."""
+    resources = [
+        {
+            "resource": "https://example.com/feed",
+            "x402_version": 2,
+            "description": "Live agent-index data",
+        }
+    ]
+
+    assert filter_by_description(resources) == resources
+
+
+def test_filter_by_description_keeps_v2_metadata_only_description():
+    """A v2 resource that only has metadata.description is kept."""
+    resources = [
+        {
+            "resource": "https://example.com/feed",
+            "x402_version": 2,
+            "metadata": {"description": "Legacy metadata-only description"},
+        }
+    ]
+
+    assert filter_by_description(resources) == resources
+
+
+def test_filter_by_description_prefers_top_level_over_metadata():
+    """The top-level description wins when both are present."""
+    resources = [
+        {
+            "resource": "https://example.com/feed",
+            "x402_version": 2,
+            "description": "Top-level wins",
+            "metadata": {"description": "Should be ignored"},
+        }
+    ]
+
+    assert len(filter_by_description(resources)) == 1
+
+
+def test_filter_by_description_drops_v2_with_no_description():
+    """A v2 resource with no description anywhere is dropped."""
+    resources = [
+        {
+            "resource": "https://example.com/feed",
+            "x402_version": 2,
+        }
+    ]
+
+    assert filter_by_description(resources) == []
+
+
+def test_filter_by_description_leaves_v1_accepts_path_unchanged():
+    """The v1 accepts[].description path is unaffected by the v2 fix."""
+    resources = [
+        {
+            "resource": "https://example.com/v1-feed",
+            "x402_version": 1,
+            "accepts": [
+                {
+                    "scheme": "exact",
+                    "network": "base",
+                    "asset": "0xusdc",
+                    "max_amount_required": "1000",
+                    "description": "v1 accepts description",
+                }
+            ],
+        }
+    ]
+
+    assert filter_by_description(resources) == resources
+
+
+def test_filter_by_description_drops_default_placeholder():
+    """Resources whose description is the discovery API's default placeholder are dropped."""
+    resources = [
+        {
+            "resource": "https://example.com/placeholder",
+            "x402_version": 2,
+            "description": "Access to protected content",
+        }
+    ]
+
+    assert filter_by_description(resources) == []
diff --git a/typescript/.changeset/fix-x402-v2-discovery-description.md b/typescript/.changeset/fix-x402-v2-discovery-description.md
new file mode 100644
index 000000000..91a2892c9
--- /dev/null
+++ b/typescript/.changeset/fix-x402-v2-discovery-description.md
@@ -0,0 +1,5 @@
+---
+"@coinbase/agentkit": patch
+---
+
+Fixed x402 discovery filtering to read the description of v2 resources from the discovery API's top-level `description` field, falling back to `metadata.description` and then `accepts[].description`. Previously only `metadata.description` was checked, so `filterByDescription` and `filterByKeyword` silently dropped every v2 resource that used the top-level field, which is the shape the live Bazaar discovery API returns.
diff --git a/typescript/agentkit/src/action-providers/x402/constants.ts b/typescript/agentkit/src/action-providers/x402/constants.ts
index 961491dd3..606a87169 100644
--- a/typescript/agentkit/src/action-providers/x402/constants.ts
+++ b/typescript/agentkit/src/action-providers/x402/constants.ts
@@ -67,6 +67,8 @@ export interface DiscoveryResource {
   url?: string;
   resource?: string;
   type?: string;
+  // v2: the discovery API returns description as a top-level field on the resource.
+  description?: string;
   metadata?: {
     [key: string]: unknown;
     description?: string;
diff --git a/typescript/agentkit/src/action-providers/x402/utils.test.ts b/typescript/agentkit/src/action-providers/x402/utils.test.ts
new file mode 100644
index 000000000..e7ee28eea
--- /dev/null
+++ b/typescript/agentkit/src/action-providers/x402/utils.test.ts
@@ -0,0 +1,87 @@
+import { filterByDescription } from "./utils";
+import { DiscoveryResource } from "./constants";
+
+describe("x402 Utilities", () => {
+  describe("filterByDescription", () => {
+    it("keeps a v2 resource with a top-level description", () => {
+      const resources: DiscoveryResource[] = [
+        {
+          resource: "https://example.com/feed",
+          x402Version: 2,
+          description: "Live agent-index data",
+        },
+      ];
+
+      expect(filterByDescription(resources)).toEqual(resources);
+    });
+
+    it("keeps a v2 resource that only has metadata.description", () => {
+      const resources: DiscoveryResource[] = [
+        {
+          resource: "https://example.com/feed",
+          x402Version: 2,
+          metadata: { description: "Legacy metadata-only description" },
+        },
+      ];
+
+      expect(filterByDescription(resources)).toEqual(resources);
+    });
+
+    it("prefers the top-level description over metadata.description when both are present", () => {
+      const resources: DiscoveryResource[] = [
+        {
+          resource: "https://example.com/feed",
+          x402Version: 2,
+          description: "Top-level wins",
+          metadata: { description: "Should be ignored" },
+        },
+      ];
+
+      const result = filterByDescription(resources);
+      expect(result).toHaveLength(1);
+    });
+
+    it("drops a v2 resource with no description anywhere", () => {
+      const resources: DiscoveryResource[] = [
+        {
+          resource: "https://example.com/feed",
+          x402Version: 2,
+        },
+      ];
+
+      expect(filterByDescription(resources)).toEqual([]);
+    });
+
+    it("leaves the v1 accepts[].description path unchanged", () => {
+      const resources: DiscoveryResource[] = [
+        {
+          resource: "https://example.com/v1-feed",
+          x402Version: 1,
+          accepts: [
+            {
+              scheme: "exact",
+              network: "base",
+              asset: "0xusdc",
+              maxAmountRequired: "1000",
+              description: "v1 accepts description",
+            },
+          ],
+        },
+      ];
+
+      expect(filterByDescription(resources)).toEqual(resources);
+    });
+
+    it("drops resources whose description is the discovery API's default placeholder", () => {
+      const resources: DiscoveryResource[] = [
+        {
+          resource: "https://example.com/placeholder",
+          x402Version: 2,
+          description: "Access to protected content",
+        },
+      ];
+
+      expect(filterByDescription(resources)).toEqual([]);
+    });
+  });
+});
diff --git a/typescript/agentkit/src/action-providers/x402/utils.ts b/typescript/agentkit/src/action-providers/x402/utils.ts
index 356316687..2006b95ee 100644
--- a/typescript/agentkit/src/action-providers/x402/utils.ts
+++ b/typescript/agentkit/src/action-providers/x402/utils.ts
@@ -180,15 +180,31 @@ export function filterByNetwork(
 /**
  * Extracts description from a resource based on its x402 version.
  * - v1: description is in accepts[].description
- * - v2: description is in metadata.description
+ * - v2: the discovery API returns description as a top-level field on the resource;
+ *   metadata.description and accepts[].description are checked as fallbacks for
+ *   resources published under an older or non-standard v2 shape.
  *
  * @param resource - The discovery resource
  * @returns The description string or empty string if not found
  */
 function getResourceDescription(resource: DiscoveryResource): string {
   if (resource.x402Version === 2) {
+    if (typeof resource.description === "string" && resource.description.trim()) {
+      return resource.description;
+    }
+
     const metadataDesc = resource.metadata?.description;
-    return typeof metadataDesc === "string" ? metadataDesc : "";
+    if (typeof metadataDesc === "string" && metadataDesc.trim()) {
+      return metadataDesc;
+    }
+
+    const accepts = resource.accepts ?? [];
+    for (const option of accepts) {
+      if (option.description?.trim()) {
+        return option.description;
+      }
+    }
+    return "";
   }
 
   // v1: look in accepts[].description
@@ -204,7 +220,8 @@ function getResourceDescription(resource: DiscoveryResource): string {
 /**
  * Filters resources by having a valid description.
  * Removes resources with empty or default descriptions.
- * Supports both v1 (accepts[].description) and v2 (metadata.description) formats.
+ * Supports both v1 (accepts[].description) and v2 (description, with metadata.description
+ * and accepts[].description as fallbacks) formats.
  *
  * @param resources - Array of discovery resources
  * @returns Filtered array of resources with valid descriptions
@@ -240,7 +257,8 @@ export function filterByX402Version(
 /**
  * Filters resources by keyword appearing in description or URL.
  * Case-insensitive search.
- * Supports both v1 (accepts[].description) and v2 (metadata.description) formats.
+ * Supports both v1 (accepts[].description) and v2 (description, with metadata.description
+ * and accepts[].description as fallbacks) formats.
  *
  * @param resources - Array of discovery resources
  * @param keyword - The keyword to search for in descriptions and URLs